We use essential cookies to enhance your experience. By continuing, you accept our use of cookies.

twilight-dusk
Home About Programmes Contact
Home About Programmes Contact

Terms of Use

Last updated: May 20, 2026

Agreement to Terms

By accessing or using the twilight-dusk website (twilight-dusk.com) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Definitions

  • "We," "us," "our" refers to twilight-dusk
  • "You," "your" refers to the user or viewer of our website
  • "Services" refers to our financial education programmes and related offerings
  • "Website" refers to twilight-dusk.com and all associated pages

Use of Website

Permitted Use

You may use our website to:

  • Learn about our financial education programmes
  • Submit enquiries about our services
  • Enrol in programmes
  • Access information and resources we provide

Prohibited Use

You agree not to:

  • Use the website for any unlawful purpose or in violation of these terms
  • Attempt to gain unauthorized access to any portion of the website
  • Interfere with or disrupt the website or servers
  • Transmit viruses, malware, or other malicious code
  • Collect or harvest information from the website using automated means
  • Impersonate any person or entity or falsely state or misrepresent your affiliation
  • Use the website to send spam or unsolicited communications
  • Reproduce, duplicate, or copy material from the website without permission

Programme Enrolment and Terms

Eligibility

Our programmes are designed for children and teenagers. Enrolment must be completed by a parent or legal guardian for participants under 18 years of age.

Enrolment Process

When you submit an enquiry or enrol in a programme:

  • You provide accurate and complete information
  • You consent to receive communications about the programme
  • You agree to our Privacy Policy and data processing practices

Programme Fees

All programme fees are listed in British Pounds (£) and are inclusive of VAT where applicable. Payment terms will be confirmed upon enrolment confirmation. Fees are subject to change, but enrolled participants will pay the fee agreed upon at time of enrolment.

Cancellation and Refunds

By Participant: If you cancel more than 14 days before programme start, you will receive a full refund minus an administrative fee of £25. Cancellations made less than 14 days before start are non-refundable but may be transferred to a future programme date subject to availability.

By Us: We reserve the right to cancel a programme if minimum enrolment is not met or due to unforeseen circumstances. In such cases, you will receive a full refund or the option to transfer to an alternative programme.

Attendance and Participation

Regular attendance is expected. If a participant misses sessions, we will provide session notes and recordings where available, but cannot guarantee make-up sessions. Behaviour that disrupts other participants or violates our code of conduct may result in removal from the programme without refund.

Intellectual Property Rights

Our Content

All content on this website, including text, graphics, logos, images, course materials, and software, is the property of twilight-dusk or its content suppliers and is protected by United Kingdom and international copyright laws.

Trademarks

twilight-dusk and associated logos are trademarks of twilight-dusk. You may not use these marks without our prior written permission.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. This license does not include any resale or commercial use of the website or its contents.

User-Generated Content

Submission of Content

If you submit feedback, suggestions, questions, or other communications to us, you grant us a non-exclusive, royalty-free, perpetual, irrevocable right to use, reproduce, modify, and distribute such content for any purpose.

Content Standards

Any content you submit must not:

  • Contain defamatory, obscene, or offensive material
  • Violate any third-party rights
  • Contain advertising or promotional material
  • Be likely to deceive or mislead

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party websites. You acknowledge and agree that we shall not be liable for any damage or loss caused by or in connection with use of such websites.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. While we strive for accuracy, we make no warranties or representations about:

  • The accuracy, reliability, or completeness of website content
  • The uninterrupted or error-free operation of the website
  • The results that may be obtained from use of our programmes
  • The correction of defects or errors

Educational Nature of Services

Our programmes provide financial education and are not intended as financial advice. We do not provide investment advice, tax advice, or legal advice. Participants and their families should consult qualified professionals for specific financial decisions.

Limitation of Liability

To the maximum extent permitted by law, twilight-dusk, its directors, employees, or agents shall not be liable for:

  • Any indirect, incidental, special, or consequential damages
  • Loss of profits, data, or goodwill
  • Service interruption or data loss
  • Any damages arising from use or inability to use our website or services

Our total liability for any claim arising from your use of the website or services shall not exceed the amount you paid for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless twilight-dusk and its affiliates, officers, agents, and employees from any claim, demand, or damage, including reasonable legal fees, arising out of your use of the website, violation of these terms, or violation of any rights of another party.

Safeguarding and Child Protection

We are committed to safeguarding children and young people. All our staff and instructors are DBS-checked. We maintain safeguarding policies in accordance with UK regulations. Any concerns about child welfare will be handled in accordance with local safeguarding procedures.

Data Protection

Our collection and use of personal information is governed by our Privacy Policy and GDPR compliance statement. By using our website and services, you consent to such processing and warrant that all data provided by you is accurate.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

Material changes will be communicated via email to enrolled participants or through a prominent notice on our website.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of services.

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or use of our website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

Entire Agreement

These Terms of Use, together with our Privacy Policy, GDPR statement, and Cookies Policy, constitute the entire agreement between you and twilight-dusk regarding use of the website and services.

Waiver

Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 42 Deansgate Mews, Manchester M3 2FF, United Kingdom

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

twilight-dusk

Building financial confidence in the next generation.

Quick Links

About Us Programmes Contact

Legal

Privacy Policy GDPR Cookies Policy Terms of Use

Get in Touch

[email protected]

Manchester, United Kingdom

© 2026 twilight-dusk. All rights reserved.